First: You Are Not Alone – Read about what inflation has done to many households. Preparation For Reorganizing Your Debt 1. Assess Current Financial Situation Calculate total income and monthly expenses. Review all debts (balances, interest rates, and minimum payments). Identify areas for reducing discretionary spending. 2. Pull Credit Reports Obtain credit reports from major…
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Over the past four years, many Americans have found themselves increasingly burdened by debt. This troubling trend is largely attributed to the persistent rise in inflation and the resultant escalation in living expenses. As the cost of everyday necessities climbs, more individuals are resorting to lines of credit to make ends meet, leading to a…
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