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Why Small Business Owners Are Rethinking How They Borrow

In today’s high-interest, post-pandemic economy, small business owners are being forced to reevaluate how they access the capital needed to grow or simply stay afloat. Traditional Institutions are Tightening Standards Traditional lending institutions—once the go-to for business financing—are tightening their standards. At the same time, inflation and rising interest rates are making the cost of…
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Where Should You Begin? Checklist for Reorganizing Debt

First: You Are Not Alone – Read about what inflation has done to many households. Preparation For Reorganizing Your Debt 1. Assess Current Financial Situation Calculate total income and monthly expenses. Review all debts (balances, interest rates, and minimum payments). Identify areas for reducing discretionary spending. 2. Pull Credit Reports Obtain credit reports from major…
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The Rising Tide of Debt: How Inflation and Living Expenses are Sinking American Finances

Over the past four years, many Americans have found themselves increasingly burdened by debt. This troubling trend is largely attributed to the persistent rise in inflation and the resultant escalation in living expenses. As the cost of everyday necessities climbs, more individuals are resorting to lines of credit to make ends meet, leading to a…
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Small Business Tips: 5 Ways to Generate Leads for Your Marketing Firm

5 Best Ways to Generate Leads for Your Marketing Firm Lead generation is the lifeblood of any marketing firm, helping you keep the sales pipeline full and driving business growth. But with so much competition, it’s crucial to use smart and creative strategies that stand out. Here are the five best ways to generate leads…
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What is Venture Capital?

Great White Financial is a Chicago company that pursues Venture Capital deals. Venture capital (VC) is a type of private equity financing provided to early-stage, high-potential, and often high-risk startup companies. It is a form of investment that involves institutional investors or high-net-worth individuals, providing capital to startups in exchange for equity ownership in the…
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Technology Uses Wave Energy to Produce Electricity – Gets Great Results!

NEWS ATLAS “Telescoping can” wave energy device beats test predictions by 20% Scotland’s AWS Energy has reported results some 20% better than predicted for its Archimedes Waveswing, a prototype wave energy generator that’s been undergoing ocean-based testing at the European Marine Energy Centre (EMEC) in Orkney for the last six months. The Waveswing is a…
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The Rise of Emerging Markets in Asia

SOURCE: CME GROUP As much of the world faces a sharp slowdown in growth, emerging markets in Asia remain a bright spot on the investment horizon. Emerging Asia, which includes China, India, Indonesia, the Philippines, Thailand and Vietnam, has outperformed other emerging markets during the past two decades. Going forward, it is forecast to have…
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IMPROVING Staff for Your Company and Your Country!

Losing a key employee can cost a company as much as twice that person’s salary in lost profits! Turnover seems to vary by wage and role of employee. For example, a CAP study found average costs to replace an employee are: 16 percent of annual salary for high-turnover, low-paying jobs (earning under $30,000 a year). For example,…
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Work is Life. Life is Work. Every Firm Should Support Optimal Health.

by BILLY LEE It is SAD to see so many firms overlook the mental and physical health of their employees. Many firms are sold on an ideology that inhibits sound thinking… It is only a change in thinking that will bring about a positive change in higher level human behavior. We cannot solve our problems…
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In Business – Every Bit You Lie to Yourself, You Lie to Someone Else

On my Kairos Athletics blog, I wrote a post, Step 1 – Honesty – Strong in Life; Strong in Sport, about how you must be HONEST to succeed in sports. The work that one does to honestly improve one’s game is the same work that you do to improve in life. Strong in Sport; Strong…
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